We know that budgeting can be a bit difficult, especially when you’re first getting started. You might find yourself getting frustrated with the idea of giving up certain things in order to stay within your budget. That’s why we want to provide you with some strategies or ideas to help you out.

So if you want to have a bit more leeway with your financial decisions, what can you do?

1. Find ways to increase your income
2. Find ways to decrease your expenses

Of course, there are a multitude of ways you can go about this but to give you an idea of some of these things we’ve created the lists below:

Strategies to Increase Income:

• • Tutoring
  • Babysitting
  • Dog Walking
  • Delivery Surfaces

Strategies to Decrease Expenses:

• • Pack a lunch
  • Shop at a thrift store
  • Make your coffee at home
  • Use alternative forms of transportation

We understand that these strategies may not be suited for everyone so don’t limit yourself. Research and do what feels right for you. And if you need any help, we’re always here. If you’d like to talk to one of our guides, feel free to contact us.

Financial Beginnings is a national 501(c)(3) nonprofit that empowers youth and adults to take control of their financial futures. Their educational programs incorporate all aspects of personal finance to give individuals the foundation they need to make informed financial decisions. Financial Beginnings reaches more than 200 K-12 schools and colleges and more than 100 community-based organizations annually, serving all groups with special focus on populations most in need. For more information, visit www.financialbeginnings.org.