Did you know that you’re more likely to be a victim of identity theft than to have your car stolen or home burglarized?

We know the idea of your identity being stolen sounds unrealistic. You probably think that stuff only happens in the movies, or to your grandparents who are “easy targets”. But, trust us when we say it’s a very common occurrence.

Young people experience fraud loss more often than you think. And the number one way they get to you? Online. That’s why we want to remind you to be careful and take precautions. Top loss reports come from online shopping, impostor businesses and governments, counterfeit checks, and romance scams.

We know this information might seem a bit scary. Or maybe you’re not worried at all. Regardless, we want to help show you what to do if you fall victim to identity theft.

Financial Beginnings is a national 501(c)(3) nonprofit that empowers youth and adults to take control of their financial futures. Their educational programs incorporate all aspects of personal finance to give individuals the foundation they need to make informed financial decisions. Financial Beginnings reaches more than 200 K-12 schools and colleges and more than 100 community-based organizations annually, serving all groups with special focus on populations most in need. For more information, visit www.financialbeginnings.org.